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The best in industry news, mortgage and financial product updates.

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Mortgage stress test gets more stressful on June 1

Effective June 1, the federal mortgage stress test increases to 5.25 per cent, or about four times higher than what major lenders are actually charging

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Fixed mortgage rates are on the rise...

Just as the housing market gears up for the traditionally busy spring season, lenders across the country are announcing fixed-rate increases of between 0.1 and 0.2 of a percentage point, according to...

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Higher tax on luxury home sales would ease housing crisis

COVID-19 has dramatically reduced municipal revenues, leaving the city with a budget shortfall of $649 million

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Could Mortgage Rates Start to Rise Sooner than Expected?

While Canada’s economy recorded its largest-ever annual GDP drop of 5.1% last year, it’s also on track to post a comeback in Q4, which could force the Bank of Canada’s hand in reining inflation in soo...

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Debt Consolidation

Did you accumulate debts with high interest? I might have the right solution for you! Debt consolidation is your solution to high interest payments. A debt consolidation mortgage is when you refinanc...

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What is a High Ratio, Insurable and Conventional Mortgage?

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Canadian mortgage debt balance

Fastest growth since 2018

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